Health Insurance Considerations In Your Divorce

By Gerald A. Maggio, Esq.

Top Orange County divorce mediators; California divorce mediatorsYou need to consider several important points while your divorce proceeding is going on. Health insurance should definitely be high on your priority list. It is important to give proper health coverage particularly when you have kids from the marriage.

Obtain affordable health insurance coverage before your divorce is final

Contrary to what you may be feeling about divorce, it does change a lot of things in your life. However, one thing that will not change is that both the parties will have health related concerns for their kids as well as for them. One of the most important worries is definitely about the adequacy of health benefits. If you overlook or sidestep the issue of your health requirements during a divorce or a legal separation, you could be committing expensive mistakes that could even jeopardize your financial standing.

Hence when you are in the phase of a divorce or a legal separation, you should take out some time for your hectic schedule to look at life insurance, health policies etc, However, do not get over agitated earn you find something doubtful in those documents since laws are in place to safeguard the rights of your children and you. Rather, it is better to get your doubts clear from your legal counsel. Here are some of those options to obtain adequate health coverage for your kids and you while the marriage ends. It is irrespective of who will be .awarded the custody.

Try to get health coverage from your existing employer

In case you are employed and an affordable priced health insurance plan is offered by your current employer, then there is no harm in going through what the plan intends to offer with respect to various aspects including prescription, dental and vision. Enroll in it in the case it is within your budget and will meet the needs of your kids and you.

Times have definitely changed as getting health coverage under the policy of your former spouse or as a part of the policy offered by your employer are no longer cheap as they used to be many years ago.

You should ask your estranged spouse to include health coverage as part of your divorce settlement

While there is no certainty whether it will work or not, there is no harm in discussing the matter with your divorce attorney. It is particularly relevant when kids are also involved. The issue is a part of the section detailing about child support in the event of a divorce.

To learn more about the divorce process in California and how mediation can help, please visit our page, What is Divorce Mediation